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https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/ookawa221061281_TP_V.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" 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class=\"has-fixed-layout\"><thead><tr><th><strong><strong>\u72b6\u614b\u306e\u76ee\u5b89<\/strong><\/strong><\/th><th><strong><strong>\u3088\u304f\u898b\u3089\u308c\u308b\u72b6\u6cc1<\/strong><\/strong><\/th><th><strong>\u60f3\u5b9a\u3055\u308c\u308b\u5224\u65ad<\/strong><\/th><\/tr><\/thead><tbody><tr><td>\u52a0\u5165\u3057\u3084\u3059\u3044\u30b1\u30fc\u30b9<\/td><td>\u75c7\u72b6\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308b\uff0f\u901a\u9662\u304c\u7d42\u4e86\u3057\u3066\u3044\u308b\u3001\u307e\u305f\u306f\u901a\u9662\u9593\u9694\u304c\u9577\u3044\uff0f\u5c31\u52b4\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308b\uff0f\u65e5\u5e38\u751f\u6d3b\u3078\u306e\u652f\u969c\u304c\u5c0f\u3055\u3044<\/td><td>\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/td><\/tr><tr><td>\u5be9\u67fb\u304c\u614e\u91cd\u306b\u884c\u308f\u308c\u308b\u30b1\u30fc\u30b9<\/td><td>\u901a\u9662\u3084\u670d\u85ac\u304c\u7d99\u7d9a\u3057\u3066\u3044\u308b\uff0f\u76f4\u8fd1\u3067\u3082\u53d7\u8a3a\u3057\u3066\u3044\u308b\uff0f\u75c7\u72b6\u306f\u3042\u308b\u7a0b\u5ea6\u5b89\u5b9a\u3057\u3066\u3044\u308b\u304c\u7d4c\u904e\u89b3\u5bdf\u4e2d\uff0f\u4ed5\u4e8b\u3084\u751f\u6d3b\u306b\u4e00\u5b9a\u306e\u5f71\u97ff\u304c\u3042\u308b<\/td><td>\u6761\u4ef6\u4ed8\u304d\u52a0\u5165\u3084\u3001\u5546\u54c1\u3092\u9078\u3079\u3070\u52a0\u5165\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/td><\/tr><tr><td>\u52a0\u5165\u304c\u96e3\u3057\u3044\u30b1\u30fc\u30b9<\/td><td>\u75c7\u72b6\u306e\u5909\u52d5\u304c\u5927\u304d\u3044\uff0f\u9577\u671f\u4f11\u8077\u3084\u5c31\u52b4\u56f0\u96e3\u304c\u3042\u308b\uff0f\u65e5\u5e38\u751f\u6d3b\u306b\u7d99\u7d9a\u3057\u305f\u652f\u63f4\u304c\u5fc5\u8981\uff0f\u969c\u5bb3\u5e74\u91d1\u53d7\u7d66\u3084\u624b\u5e33\u53d6\u5f97\u306b\u3064\u306a\u304c\u308b\u72b6\u614b\u306b\u3042\u308b<\/td><td>\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u306f\u96e3\u3057\u304f\u3001\u7de9\u548c\u578b\u30fb\u7121\u9078\u629e\u578b\u306a\u3069\u3092\u691c\u8a0e\u3059\u308b\u6d41\u308c\u306b\u306a\u308a\u3084\u3059\u3044<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u3053\u306e\u8868\u306f\u3042\u304f\u307e\u3067\u76ee\u5b89\u3067\u3059\u304c\u3001<strong>\u8a3a\u65ad\u540d\u3060\u3051\u3067\u306a\u304f\u3001\u73fe\u5728\u306e\u72b6\u614b\u30fb\u6cbb\u7642\u72b6\u6cc1\u30fb\u751f\u6d3b\u3078\u306e\u5f71\u97ff\u3067\u5224\u65ad\u304c\u5206\u304b\u308c\u308b<\/strong>\u3068\u3044\u3046\u70b9\u306f\u5171\u901a\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u7533\u3057\u8fbc\u307f\u524d\u306b\u306f\u81ea\u5206\u306e\u72b6\u6cc1\u3092\u6574\u7406\u3057\u3001\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u3092\u76ee\u6307\u3059\u306e\u304b\u3001\u5225\u306e\u9078\u629e\u80a2\u3082\u542b\u3081\u3066\u691c\u8a0e\u3059\u308b\u306e\u304b\u3092\u8003\u3048\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong> \u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u304c\u96e3\u3057\u3044\u5834\u5408\u306b\u691c\u8a0e\u3057\u305f\u3044\u9078\u629e\u80a2<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/pexels-vanessa-garcia-6326225-683x1024.jpg\" alt=\"\" class=\"wp-image-762\" style=\"width:640px\" srcset=\"https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/pexels-vanessa-garcia-6326225-683x1024.jpg 683w, https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/pexels-vanessa-garcia-6326225-200x300.jpg 200w, https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/pexels-vanessa-garcia-6326225-768x1152.jpg 768w, https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/pexels-vanessa-garcia-6326225-1024x1536.jpg 1024w, https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/pexels-vanessa-garcia-6326225-1365x2048.jpg 1365w, https:\/\/hoken-open.com\/article\/wp-content\/uploads\/2026\/05\/pexels-vanessa-garcia-6326225-scaled.jpg 1707w\" sizes=\"(max-width: 683px) 100vw, 683px\" 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class=\"wp-block-heading\"><strong>\u5f15\u53d7\u57fa\u6e96\u7de9\u548c\u578b\u4fdd\u967a<\/strong><\/h3>\n\n\n\n<p><strong>\u5f15\u53d7\u57fa\u6e96\u7de9\u548c\u578b\u4fdd\u967a<\/strong>\u306f\u3001\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u3088\u308a\u3082<strong>\u544a\u77e5\u9805\u76ee\u304c\u5c11\u306a\u3044\u4fdd\u967a<\/strong>\u3067\u3059\u3002\u901a\u5e38\u306e\u4fdd\u967a\u3067\u306f\u544a\u77e5\u5185\u5bb9\u304c\u7406\u7531\u3067\u901a\u308a\u306b\u304f\u3044\u5834\u5408\u3067\u3082\u3001\u544a\u77e5\u9805\u76ee\u304c\u7d5e\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u52a0\u5165\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3067\u3001\u52a0\u5165\u3057\u3084\u3059\u304f\u3057\u3066\u3044\u308b\u5206\u3060\u3051\u3001<strong>\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u3088\u308a\u4fdd\u967a\u6599\u306f\u5272\u9ad8<\/strong>\u306b\u306a\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002\u307e\u305f\u3001\u5546\u54c1\u306b\u3088\u3063\u3066\u306f\u3001<strong>\u5951\u7d04\u5f8c1\u5e74\u4ee5\u5185\u306e\u75c5\u6c17\u6b7b\u4ea1\u3067\u306f\u6b7b\u4ea1\u4fdd\u967a\u91d1\u984d\u304c50\uff05\u306b\u524a\u6e1b\u3055\u308c\u308b<\/strong>\u306a\u3069\u3001\u4e00\u5b9a\u671f\u9593\u306e\u4fdd\u969c\u306b\u5236\u9650\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<strong>\u203b\u5b9f\u969b\u306e\u6761\u4ef6\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u30fb\u5546\u54c1\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong> 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class=\"is-style-icon_book\"><small class=\"mininote\">\u53c2\u8003\uff1a<\/small><span class=\"swl-fz u-fz-s\"><a href=\"https:\/\/www.jili.or.jp\/knows_learns\/q_a\/life_insurance\/147.html\">\u544a\u77e5\u3084\u533b\u5e2b\u306e\u8a3a\u67fb\u306a\u3057\u3067\u5951\u7d04\u3067\u304d\u308b\u751f\u547d\u4fdd\u967a\u3068\u306f\uff1f\uff5c\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc<\/a><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong> \u9078\u629e\u80a2\u3054\u3068\u306e\u9055\u3044<\/strong><\/h3>\n\n\n\n<p>\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u304c\u96e3\u3057\u3044\u5834\u5408\u306b\u691c\u8a0e\u3057\u3084\u3059\u3044\u9078\u629e\u80a2\u306f\u3001\u6b21\u306e\u3088\u3046\u306b\u6574\u7406\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong><strong><strong>\u9078\u629e\u80a2<\/strong><\/strong><\/strong><\/th><th><strong><strong><strong>\u7279\u5fb4<\/strong><\/strong><\/strong><\/th><th><strong><strong>\u5411\u3044\u3066\u3044\u308b\u30b1\u30fc\u30b9<\/strong><\/strong><\/th><th><strong>\u4e3b\u306a\u6ce8\u610f\u70b9<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>\u5f15\u53d7\u57fa\u6e96\u7de9\u548c\u578b\u4fdd\u967a<\/strong><\/td><td>\u544a\u77e5\u9805\u76ee\u304c\u901a\u5e38\u3088\u308a\u5c11\u306a\u3044<\/td><td>\u901a\u5e38\u306e\u4fdd\u967a\u306f\u96e3\u3057\u3044\u304c\u3001\u7c21\u6613\u306a\u544a\u77e5\u306b\u306f\u56de\u7b54\u3067\u304d\u308b\u5834\u5408<\/td><td><strong>\u4fdd\u967a\u6599\u306f\u5272\u9ad8\u3067\u3001\u5951\u7d04\u521d\u671f\u306e\u4fdd\u969c\u306b\u5236\u9650\u304c\u4ed8\u304f\u3053\u3068\u304c\u3042\u308b<\/strong><\/td><\/tr><tr><td><strong>\u7121\u9078\u629e\u578b\u4fdd\u967a<\/strong><\/td><td>\u544a\u77e5\u30fb\u8a3a\u67fb\u304c\u4e0d\u8981<\/td><td>\u544a\u77e5\u304c\u96e3\u3057\u304f\u3001\u307e\u305a\u306f\u52a0\u5165\u624b\u6bb5\u3092\u78ba\u4fdd\u3057\u305f\u3044\u5834\u5408<\/td><td><strong>\u4fdd\u967a\u6599\u306f\u3055\u3089\u306b\u5272\u9ad8\u3067\u3001\u4fdd\u969c\u984d\u3084\u53d7\u53d6\u6761\u4ef6\u306b\u5236\u9650\u304c\u4ed8\u304d\u3084\u3059\u3044<\/strong><\/td><\/tr><tr><td><strong>\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u3092\u518d\u78ba\u8a8d\u3059\u308b<\/strong><\/td><td>\u4e00\u822c\u7684\u306a\u4fdd\u967a\u306b\u7533\u3057\u8fbc\u3080<\/td><td>\u75c7\u72b6\u304c\u5b89\u5b9a\u3057\u3066\u304a\u308a\u3001\u5546\u54c1\u3092\u5909\u3048\u308c\u3070\u901a\u308b\u4f59\u5730\u304c\u3042\u308b\u5834\u5408<\/td><td>\u544a\u77e5\u9805\u76ee\u3084\u5224\u65ad\u57fa\u6e96\u304c\u4f1a\u793e\u3054\u3068\u306b\u7570\u306a\u308b\u305f\u3081\u3001\u8907\u6570\u793e\u6bd4\u8f03\u304c\u5fc5\u8981<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u3053\u3053\u3067\u5927\u5207\u306a\u306e\u306f\u3001<strong>\u52a0\u5165\u3057\u3084\u3059\u3044\u4fdd\u967a\u307b\u3069\u6761\u4ef6\u304c\u4e0d\u5229\u306b\u306a\u308a\u3084\u3059\u3044<\/strong>\u3068\u3044\u3046\u70b9\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u6700\u521d\u304b\u3089\u7de9\u548c\u578b\u3084\u7121\u9078\u629e\u578b\u306b\u6c7a\u3081\u6253\u3061\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001<strong>\u901a\u5e38\u306e\u751f\u547d\u4fdd\u967a\u306b\u5165\u308c\u308b\u53ef\u80fd\u6027\u304c\u306a\u3044\u304b\u3092\u5148\u306b\u78ba\u8a8d\u3059\u308b\u3053\u3068<\/strong>\u304c\u73fe\u5b9f\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<h2 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class=\"wp-block-heading\"><strong> 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